Read your report
Pull all three reports and learn what each section means, line by line.
Credit Report Basics →
Free DIY credit dispute education
Found something wrong on your credit report? Fix it yourself, step by step.
Dispute Command is the step-by-step, source-cited education channel for people who found something wrong on their credit report and want to fix it themselves. No hype, no guarantees — just the process, explained clearly.
01
Built on the rules, not rumors.
Every guide points you back to the law and the official sources behind it, so you can check our work and cite it in your own records.
Fair Credit Reporting Act
15 U.S.C. § 1681 et seq. — your right to dispute inaccurate information.
Read the regulation ↗
CFPB
Consumer Financial Protection Bureau guidance on credit report disputes.
Visit CFPB ↗
FTC
Federal Trade Commission guidance on disputing errors, with sample letters.
Visit FTC ↗
AnnualCreditReport.com
The official site for free reports from all three nationwide bureaus.
Get your reports ↗
Source-cited
Each guide lists the statute, agency page, or bureau instruction it relies on, with the date we checked it.
Honest about scope
We explain what the dispute process can and can’t do. No promised removals, score jumps, or timelines.
One clear next step
Every video and article ends with a single, specific action you can take today.
02
How it works.
Four stages, in the order you’ll actually need them. Each one has its own playlist of step-by-step guides.
Spot potential errors
Compare reports, check dates and balances, and flag what needs a closer look.
Spotting Potential Errors →Dispute with records
Write a clear dispute, attach the right documents, and send it in a way you can prove.
Bureau Walkthroughs →Track the response
Understand the investigation window, read the results, and decide your next move.
Understanding Dispute Responses →↗ You can dispute directly with the credit bureaus for free. You never need to pay anyone to file a dispute for you.
Free download
The Dispute Command Error Detection Kit
Everything you need to review your reports and start your first dispute — organized, printable, and free.
- Error detection checklistA line-by-line walkthrough of what to review on each report: personal info, accounts, balances, dates, and inquiries.
- Starter dispute letterA fill-in-the-blanks template that explains what to include, what to attach, and what to leave out.
- Bureau reference cardWhere and how to reach Equifax, Experian, and TransUnion, plus a simple log for tracking dates and responses.
Send me the free kit
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Coming later
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Want the full walkthrough?
The complete Dispute Command course is in development. Kit subscribers hear about it first.