How to Read Your Credit Report, Section by Section
A walkthrough of every section on a typical report — personal information, accounts, inquiries, and public records — and what to check in each.
Watch on YouTube ↗Start with Credit Report Basics, then pick the guides that match your questions. Every guide cites its sources.
A walkthrough of every section on a typical report — personal information, accounts, inquiries, and public records — and what to check in each.
Watch on YouTube ↗How to check the reported dates and payment history against your own records before deciding whether to dispute.
Watch on YouTube ↗Why Equifax, Experian, and TransUnion can show different information, and a simple method for comparing them.
Watch on YouTube ↗What the Fair Credit Reporting Act says about disputes, investigations, and results — with the exact sections cited.
Watch on YouTube ↗What to include, what to attach, and what to leave out, using the starter letter from the free kit.
Read the guide →How to read an investigation result, what “verified” means, and the options available for your next step.
Watch on YouTube ↗None of these are required to dispute an error. They can make record-keeping easier.
Get alerts when something changes on your reports, so you can catch errors early.
Learn more ↗Send dispute letters with tracking and delivery confirmation without a trip to the post office.
Learn more ↗Scan and organize the statements and records you attach to a dispute.
Learn more ↗Affiliate disclosure: links in this section may be affiliate links. We may earn a commission at no extra cost to you. Full disclosure.
The checklist, starter letter, and bureau reference card match these guides step for step.